April 15th can be the most stressful day of the year for many Americans. 4月15日,可最紧张的一天今年对于许多美国人来说。 The date when federal taxes are due can strike fear into the hearts of the most serious taxpayers.何时联邦税,是因为可以罢工恐惧的心,最严重的纳税人。 Writing that yearly check to Uncle Sam can be quite distressing, especially if we find we owe more than we thought we would.书面证明,每年检查山姆大叔可以相当痛心,尤其是如果我们发现我们应该比我们更认为我们会。
What can be especially troubling is that the stress can stay with us, year in and year out.有什么可以特别令人不安的是,应力可以和我们在一起的日子,比率逐年降低。 However, for many people, the stress begins long before the filing deadline.不过,对于很多人来说,应力开始之前很久报税截止日期。 It may occur as early as December when the tax forms first arrive in the mail.它可能会发生,早在12月时,税务表格第一通过邮件寄达。 On the other hand, it may happen when our W-2 form comes across our desk at work.在另一方面,它可能发生,当我们的瓦特- 2的形式遇到我们的案头工作。 It may happen when we hear about tax season on television.它可能会发生当我们听到关于税赛季在电视上。 Even getting our yearly interest statement from our bank might be enough to put us over the edge.甚至我们每年的利益声明,从我们的银行,可能是不够的把我们过去的优势。
We may know some people who seem completely relaxed when tax time comes around.我们可能知道有些人谁似乎完全放松时,税,届时左右。 It seems that they have everything in order, and they have little with to be concerned.他们似乎一切都在有秩序,他们很少与去关注。 For such people, tax day seems to be a virtually stress-free experience.对于这样的人,税务天似乎是一个几乎应力免费的经验。 We will find them whistling through the hallways at work’ while we are hunched over our calculator, wondering whether we can pay our tax bill.我们会找到他们的哨音,通过走廊的工作而我们则是hunched超过我们的计算器,不知道我们是否可以支付我们的税条例草案。
We need to realize that we can handle the stress of tax season without going ballistic.我们需要认识到,我们可以处理的压力,税务季节,无须弹道。 However, this means that we must be pro-active when it comes to handling our taxes.不过,这意味着我们必须积极主动当谈到处理我们的税。 A little bit of planning can go a long way to reducing our taxes and our stress level.一点点的规划,还有很长的路要走,以减少我们的税收和我们的应力水平。
To begin with, it could help us immeasurably if we seek the services of a financial planner.首先,它可以帮助我们产生不可估量的,如果我们寻求的服务,财务规划。 He or she can help us to take control of our finances, which can reduce our stress level considerably.他或她可以帮助我们控制我们的财政状况,可以减少我们的应力水平相当。 In addition, the financial planner can help us to employ certain strategies, which will enable us to reduce our tax bill.此外,财政规划,可以帮助我们聘请一些战略,这将使我们能够降低我们的税条例草案。
Next, we have to seriously consider whether it will do us any good to do our taxes ourselves.接下来,我们必须认真考虑是否将尽我们的任何良好做我们自己的税收。 While figuring out our own tax bill can give us a feeling of control, it can also increase our stress level tremendously.而搞清楚我们自己的税条例草案可以给我们的感觉控制,它也可以增加我们的应力水平大大。 Therefore, we might seriously consider hiring a tax accountant to handle the stress of our taxes.因此,我们可能会认真考虑雇用一名税务会计师处理的压力,我们的税收。 While such a move will not eliminate our stress, it can seriously reduce it.而这样的举动将不会消除我们的压力,它可以严重减少。
Keeping folders of all the documents we need for filing our taxes can also lessen our stress.保持文件夹的所有文件,我们需要提出我们的征税也可以减轻我们的压力。 If we keep the folders current throughout the year, we will not be in a mad rush at tax time to find the papers we need to file our return.如果我们继续目前的文件夹整个一年,我们将不会在狂赶在报税时找到的文件,我们需要的文件,我们的回报。 We might consider color-coding the folders for easy reference.我们可以考虑彩色编码的文件夹为便于参考。 Also, keep the folders in a central location.此外,保持文件夹在中央位置。
While a filing cabinet might be the best solution, we might also consider a hope chest, an end table, or a desk drawer.同时,档案柜可能是最好的解决办法,我们也有可能会考虑一个希望的胸部,结束了表,或办公桌抽屉里。 In addition, be sure to keep all our records for at least three years in case a question arises about our return later on.此外,一定要保持我们的所有记录至少三年的情况下出现问题对我们的回报,稍后。
Another strategy for reducing our stress is putting an end to procrastination.另一项战略,为减少我们强调的是,制止拖延。 While it might be tempting to wait until the last minute to file our taxes, it only increases our stress level.虽然它可能是诱人等到最后一分钟才到文件,我们的税收,它不仅提高了我们的应力水平。 If we file our taxes long before the due date, we can rest easy when April 15th comes around.如果我们的档案,只要我们的税收日期之前,我们大可放心地时, 4月15日来左右。 We might be amazed at how much easier it is to deal with tax season when we have done some advanced planning.我们可能会感到惊讶如何容易得多,它是为了对付税季节时,我们已做了一些先进的规划。 If we find ourselves facing a large tax bill, chances are we will feel stress, no matter what time we file.如果我们发现自己面对的一个大税条例草案,有机会我们会觉得强调,无论什么时候我们的档案。 Therefore, we might consider opening a savings account specifically earmarked for taxes.因此,我们可能会考虑开放的储蓄账户专门用于税。 This way, we can save for tax day throughout the year.这样,我们就可以节省税务天在整个一年。
Another option is to increase our withholding on our weekly paycheck so that we do not have such a huge bill to pay at the end of the tax year.另一种选择是增加我们的隐瞒对我们的每周薪资,所以,我们并没有如此庞大的条例草案付在去年底的纳税年度。 There is no reason to become overly stressed over taxes.有没有理由成为过分强调,以上的税收。 They are a natural part of American life, the means by which the government is able to function.它们是自然的一部分,美国的生活,方法,使政府能够正常运作。 If we take a few pro-active steps, we can significantly reduce tax-related stress.如果我们采取一些积极主动的步骤,我们可以大大减低税务有关的压力。 It may be hard at first to break old habits.它可能难以在第一,打破旧的习惯。 However, once we do, we might be amazed at how relaxed we feel when April 15th comes around.但是,一旦我们做什么,我们可能会感到惊讶,如何放宽,我们觉得,当4月15日来左右。
Molly Winters-Hughes is a marketing consultant for TaxEngine.com.莫莉的冬天-休斯是一个营销顾问,为taxengine.com 。 TaxEngine.com is an online tax preparation website. taxengine.com是一个在线税的制备网站。 For more information about TaxEngine, visit http://www.taxengine.com更多信息taxengine ,请访问http://www.taxengine.com















May 6th, 2008 at 9:54 am 2008年5月6日在上午09时54分
[...] Joel wrote an interesting post today onHere’sa quick excerptThe date when federal taxes are due can strike fear into the hearts of the most serious taxpayers. [ … … ]的Joel写了一个有趣的邮政今日onhere'sa快速excerptthe日期时,联邦税,是因为可以罢工恐惧的心,最严重的纳税人。 Writing that yearly check to Uncle Sam can be quite distressing, especially if we find we owe more than we thought we would.书面证明,每年检查山姆大叔可以相当痛心,尤其是如果我们发现我们应该比我们更认为我们会。 … [...] … [ … … ]
May 6th, 2008 at 2:12 pm 2008年5月6日在下午2时12分
[...] taxengine wrote an interesting post today on Making Taxes Less TaxingHere’sa quick excerptIt may occur as early as December when the tax forms first arrive in the mail. [ … … ] taxengine写了一个有趣的邮政今日,使税收少taxinghere'sa快速excerptit可能会发生,早在12月时,税务表格第一通过邮件寄达。 On the other hand, it may happen when our W-2 form comes across our desk at work.在另一方面,它可能发生,当我们的瓦特- 2的形式遇到我们的案头工作。 It may happen when we hear about tax season on television.它可能会发生当我们听到关于税赛季在电视上。 … [...] … [ … … ]